Features
1Alerts™
Receive up-to-the-minute information about your card.
Sign up for free 1Alerts and Only1® will notify you of any activity associated with your account. Alerts include your daily balance, bill payment activity or payment authorizations.You can receive 1Alerts via email, text to your mobile phone or to our secure message center inside the cardholder site.
MoneyShield™
Use a Visa® virtual account for online, mail and telephone order purchases.
The MoneyShield feature is a separate account within your Only1 account that maintains its own balance. It is attached to a virtual Visa® number when making purchases. This account information may only be used online, by mail or over the phone at merchants that accept Visa debit cards. To make a purchase,
- Transfer money to your MoneyShield account.
- Select Visa as payment type
- Enter your 16-digit Visa virtual account number.
- Enter the expiration or "Valid Thru" date if prompted.
- Enter the "CVV2" code if prompted.
Your purchase will be deducted from your MoneyShield account balance. There is a one-time $9.95 activation fee for your MoneyShield account.
Click-n-Pay™
Send an electronic payment to over 3,000 billers.
Only1's electronic bill payment service allows you to send a one-time or a recurring payment to thousands of billers. Your bill is paid instantly and the amount is deducted from your available balance. You can set up, edit, send payments and view your payment history online. You can send one payment a week for free and each payment thereafter is $1 per payment. If a biller is not listed in our database, a paper check will be sent for $1 per check.
BuddyMoney™
Send money instantly to friends and family.
BuddyMoney is a money transfer feature of the Only1 account. It is the quickest, easiest way to send cash to another Only1 cardholder. To send money, simply add them to your buddy list, select them, enter the amount to send, and the amount is instantly deducted from your Only1 balance. Sending money is as simple as the click of a button. There is a $0.50 fee per transfer.
Add Money
Adding funds to your account has never been easier.
You may add money to your personalized Only1 Visa Prepaid Card at thousands of participating retailers, at any Visa ReadyLink reload location or through FREE direct deposit. Load fees and limits vary by retailer. Go to store locator to find a retail location near you.
Add a Card
Add a card for a teen, family member or friend.
Additional cards share one overall balance and have access to all card features. You may request up to two additional Only1 Visa Prepaid Cards. The secondary cardholders must be 13 years or older and have their personal information verified. The purchase fee for each additional Only1 Visa Prepaid Card is $9.95.
Get Cash at ATMs
The Only1 Visa Prepaid card is accepted at millions of locations worldwide wherever Visa debit cards are accepted and at millions of ATMs worldwide.